New-gen of stablecoins

Mosaic is bringing decentralized, fiat-pegged stablecoins to underserved blockchains. Borrow MoUSD against REEF, coming soon.

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Mosaic can bring stablecoins to dozens of underserved ecosystems

Mosaic Protocol is a fork of Liquity that aims to enable more borrowing across a variety of blockchains, beginning with Reef Chain. Users will borrow MoUSD with REEF at a 0% interest rate, with a one-time fee incurred instead.

Mosaic's efficient liquidation mechanism, forked from Liquity, allows users to get the most liquidity for their REEF, under normal operation.

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Mosaic's innovative features

MoUSD is a decentralized stablecoin capable of resisting all kinds of censorship.

Safe and secure

Mosaic is a fork of Liquity, a well-established codebase that has been audited several times and proven to be resilient under volatile circumstances.

Easy to borrow

Use your existing wallet. Connect to Mosaic. Deposit REEF. Borrow MoUSD. You'll be done in just a few minutes, with zero personal info shared.

Analytics

The frontend includes data needed to open troves, the number of active troves, current borrowing fee, staked MSIC, MoUSD supply, and more.

Integrated application

There is a separate project in mind that will add more MoUSD utility across a variety industries. MoUSD is permissionless and can be integrated into any project.

Real-time fee updates

Mosaic Protocol charges one-time borrowing and redemption fees that algorithmically adjust based on last redemption time. This helps keep MoUSD's value stable, even in volatile periods.

Multi-chain support

Once the protocol has been established on Reef Chain, we aim to bring the full protocol to other blockchains also lacking in utility and stablecoins. This will diversify revenue and add to MoUSD supply organically.

In the crypto world, we are secure & trustworthy

Mosaic is forked from one of the most stable and safest stablecoin platforms. Liquity and LUSD have proven to be resilient even in the face of regulatory and market uncertainty, making it the best candidate to bring to new ecosystems.

  • Cost-effective borrowing and redemption fees.
  • Self-managed protocol that doesn't require human intervention.
  • Borrowing MoUSD is fast and inexpensive.

It's easy to use Mosaic Protocol

The concept is simple: a protocol for borrowing stablecoins against your native assets on a zero interest loan.

Download Reef Chain extension for your favourite browser, set up a wallet, and store the seed phrase in a safe place.

Mosaic, just like any other blockchain app, requires you to connect your wallet.

Once you have created a Trove, you can begin borrowing MoUSD. Use the Trove to manage your loan, depositing more REEF if needed.
Exchanges Coming

Do you have any questions about Mosaic? Ask them!

Frequently asked questions about Mosaic Protocol.

Mosaic is a decentralized borrowing protocol that allows you to draw 0% interest loans against Ether used as collateral. Loans are paid out in MoUSD - a USD pegged stablecoin, and need to maintain a minimum collateral ratio of only 110%. In addition to the collateral, the loans are secured by a Stability Pool containing MoUSD and by fellow borrowers collectively acting as guarantors of last resort. Learn more about these mechanisms under Liquidations. Mosaic as a protocol is non-custodial, immutable and governance-free.

You first need to wait for Mosaic Protocol to be launched on Reef Chain! The core team building the protocol will operate a frontend. Keep an eye on our X account and Discord community for future updates.

Mosaic can offer the best borrowing conditions on the market with the main benefits being:
  • - 0% interest rate
  • - A collateral ratio of just 110%
  • - Governance free (all operations are algorithmic and fully automated)
  • - Directly redeemable (MoUSD can be redeemed at face value for the underlying collateral, always and at any time)
  • - Censorship resistant (the protocol is controlled by no one)

There are basically two different ways to generate revenue using Mosaic:
  1. 1. Deposit MoUSD to the Stability Pool and earn liquidation gains and MSIC rewards
  2. 2. Stake MSIC and earn the revenue from issuance fees (in MoUSD) and redemption fees (in REEF)

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